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  • GBP Loans are now offering guarantor loans in Northern Ireland
  • FIXED low rates – no computerised decisions
  • Quick approval - SAME DAY PAYOUT
  • Dedicated advisor - FREE helpline

fast track™ apply

  • No credit checks at this stage
  • Direct to lender, same day payout
  • No obligation enquiry

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our Privacy Policy

Representative Example Guarantor Loan

Representative 47.9% APR Fixed

Borrow £3,000 over 36 months. Pay back £143.98 per month. Total repayable £5,180.86

Interest payable £2,180.86

Annual interest rate 36% Fixed

Click here for answers to your questions on Guarantor Loans

Terms and Conditions

Contents

Company Information

GBP Loans Limited
Registered in England and Wales: Company Number 6795639
Authorised and regulated by the Financial Conduct Authority Reference No. 625093
Registered Office: Harwood House, 43 Harwood Road, London SW6 4QP
Registered with the Information Commissioner's Office No. Z1621136

Cookies

A cookie is a string of text data that a website transfers to the cookie file of your browser in order to allocate each visitor a unique reference that follows them throughout the site. We use session ID cookies only so that when the user closes the browser the cookie simply terminates. We do not utilise persistent cookies on this website.

Cookies can help a website to arrange content to match your preferences more efficiently. Most commercial websites utilise cookies. Cookies cannot be used by themselves to identify you.

You have the ability to accept or decline cookies by changing the settings in your browser. For information about how to disable cookies please visit the all about cookies website.

Terms and jurisdiction

The products and services featured are only available to residents of the United Kingdom aged 18 or over and are subject to status. By accessing and using this website you are agreeing to these Terms and Conditions and Privacy Policy set out below. If users have questions regarding our policies please contact us using our contact form

Telephone calls may be recorded for training, compliance and evidential purposes.

Warranties

The information contained on this website is provided on an "as is" basis and GBP Loans Limited does not give any warranty or make any representation whatsoever, express or implied. We do not represent or warrant availability, fitness for purpose, correctness, freedom from any computer viruses, uninterrupted access, failures or loss of transmitted information. GBP Loans Limited excludes any liability whatsoever arising from the use of or reliance on the information and functions included in this website or any third party websites linked to or from this website, which are not under the control of GBP Loans Limited. GBP Loans Limited are not responsible for the material on these sites and provide these links solely for further information.

Liability

GBP Loans Limited shall not be liable for any direct, indirect or consequential damages, including loss of profits or relating to claims made by any third parties, arising from or in connection with the use of this website. This includes inability to use or access the website, unavailability, interruption, data-loss or exposure to computer viruses in respect of the use of this website.

Your personal information

GBP Loans will treat all your information as private and confidential (even when you are no longer a client) except where we are permitted by law or where the disclosure is made at your request or with your consent in relation to arranging your loan. Where your application has been introduced by a third party, for example another broker, we may disclose information concerning the progress of your application to them. We will be pleased to confirm if this is the case.

GBP Loans Limited will store the information about you on computer and in other records. We will only use this information for the purposes registered under the Data Protection Act 1998.

You have the right of access to your personal records upon request to the Data Protection Officer:

Data Protection Officer
GBP Loans Limited
PO Box 460
Witney
OX28 9GJ

Credit Searches

GBP Loans will not run any credit checks, but lenders and other financial providers that we pass your details on to may perform credit checks.

Security of data and email over the internet

The security of any information you disclose on this website or any messages sent over the internet cannot be guaranteed to be completely secure as they are subject to possible loss or alteration. GBP Loans Limited will not be liable to you or anyone else for any damages in connection with any message sent by you to us or any message sent by us to you over the internet or arising from the loss of any such confidential information.

To minimise the possible risks associated with the provision of personal data, the GBP Loans website utilises encryption for all online applications. Links are secured by the Secure Socket Layer (SSL) Protocol. Following the submission of either a Fast-Track or Email Form, you can view the Security Certificate by clicking on the PADLOCK at the top of the page. Also the secure connection is signified in the URL as https, where the "s" denotes that the link is secure.

Future marketing

GBP Loans Limited respects your personal information and will only share your details with trusted third parties who may be able to offer related financial products or services.

Unless you advise us to the contrary, both we and any other broker or provider we refer your application to may contact you by letter, email, text or fax to offer other products which they feel may be of interest to you.

If you do not wish to be contacted, please write to the Data Protection Officer above or email your name and address (including postcode) to unsubscribe@gbploans.com

Application form

GBP Loans Limited may request information from you on our application form. A user must provide contact information (such as name, email address, home address etc.) and in some cases, financial information (such as loan amounts, loan purpose etc.). This information is used in consideration of your loan application. We use the information to contact you regarding your application.

Links

This website may contain links to other sites from time to time. Please be aware that we are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this website. GBP Loans Limited accepts no liability for the privacy of your personal information on other websites, as they are beyond our control.

Notification of changes

The information, material and content provided on this website are subject to change without notice. Changes may be made to these Terms and Conditions at any time without notice.
If we decide to change our privacy policy, we will post those changes to this privacy statement and other places we deem appropriate so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We will use information in accordance with the privacy policy under which the information was collected.

Enforceability

If any of the Terms and Conditions herein are adjudged to be void or unenforceable by any Court of competent jurisdiction, but would be valid if part of the wording thereof was deleted or amended, the said term or condition shall apply with such modification as may be necessary to make it valid and effective. This will not affect the validity and enforceability of any of the remaining Terms and Conditions.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales.

Complaints

You should find your dealings with us to be prompt, efficient and friendly. Our aim is to provide you with a world class, professional and confidential service. If you have a complaint about any aspect of the service you have received our staff will be happy to help resolve your concerns.

We recommend that you bring your concerns to our attention as soon as possible - the sooner we know about it the sooner that we can resolve it.

On receipt of your complaint (whether received by telephone, letter, e-mail or fax) the matters raised will be investigated by an independent Senior Manager within the company. Should it be necessary to obtain information from third parties to further these investigations, you will be informed of this and where appropriate your written authority obtained before any disclosures being made by us to third parties.

For further information or to make a complaint please contact:

Legal & Compliance Director
GBP Loans Limited
PO Box 460
Witney
OX28 9GJ

If we are unable to resolve your complaint to your satisfaction you may have the right to refer your complaint to the Financial Ombudsman Service. We will assist you with this.

Financial Ombudsman Service
South Quay Plaza
183 Marsh Wall
London E14 9SR
Tel: 0845 0801800
Web site: www.financial-ombudsman.org.uk

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